Pain fee-based risk insurances
Personal insurance with no maturity service and no surrender value, with the proviso that the part of the insurance that includes risk insurance elements that is proven to be segregated risk insurance is also considered risk insurance.
Personal insurance under which the insurer undertakes to pay the sum insured or an annuity and to provide other services as specified in the contract in the event of the death, invalidity or disability of the insured person as a result of an accident.
These include, in principle, term life insurance, accident insurance, disability insurance, etc.